About Chelsea Development Finance
Part of the Construction Capital network, providing expert development finance across Chelsea.
Our Story
Chelsea Development Finance was established as part of the Construction Capital network to serve property developers in London's most prestigious borough. We recognised that developers working in Chelsea face a unique set of challenges — from navigating the Royal Borough of Kensington and Chelsea's exacting planning environment to securing funding structures that reflect the premium values of the local market.
Our team combines deep, on-the-ground understanding of Chelsea with relationships across more than 100 specialist development finance lenders. This means we can source competitive terms for every type of project, from basement conversions beneath period terraces to multi-million-pound new-build schemes on the King's Road.
With over £300 million in funding arranged to date and a track record spanning 15+ years, we have the experience and connections to move fast and deliver certainty. Whether you are an experienced developer or embarking on your first project, we provide the expert guidance and market access you need to succeed.
£300M+
Funded
100+
Lenders
500+
Projects
15+
Years Experience
What Sets Us Apart
A specialist approach to development finance in Chelsea.
Local Expertise
Deep knowledge of Chelsea’s unique property market, planning environment, and development opportunities.
Lender Relationships
Access to 100+ specialist development finance lenders including high street banks, challenger banks, and private funds.
Speed & Efficiency
Indicative terms within 24 hours, full approval in days, not weeks.
End-to-End Support
From initial appraisal through drawdowns to exit strategy planning.
Our Team
Meet the specialists behind your Chelsea development finance.
James Richardson
Managing Director
15+ years in development finance, Chelsea property specialist. James founded the firm with a vision to combine institutional-grade financing with local market knowledge.
Sarah Chen
Head of Origination
Former banker with expertise in complex capital structures. Sarah structures bespoke funding packages for the most challenging Chelsea developments.
Marcus Webb
Senior Broker
Specialist in Chelsea conservation area developments. Marcus navigates the intricacies of RBKC planning requirements to secure optimal funding terms.
Emma Fitzgerald
Client Relations
Ensures smooth process from application to completion. Emma is the dedicated point of contact for every client throughout their project lifecycle.
Our Lender Panel
We maintain relationships with over 100 specialist lenders, giving you access to the widest possible range of development finance options.
Our relationships mean better rates, higher leverage, and faster decisions for your Chelsea development.
What Our Clients Say
“Chelsea Development Finance secured funding for our King’s Road conversion in just 10 days. Their knowledge of the local market was invaluable.”
— Property Developer, SW3
“The team understood the complexities of our basement project from day one. Competitive rate and excellent service throughout.”
— Development Company Director
“As a first-time developer, I needed guidance as much as finance. They delivered both expertly.”
— Residential Developer, Chelsea
Ready to Discuss Your Chelsea Development?
Get in touch today to find out how we can help fund your next project.